Can You Use a Walmart Gift Card for Walmart Gas?
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Can You Use a Walmart Gift Card at Walmart Gas Stations?
Yes — you can use a Walmart gift card at Walmart gas stations, but only at the pump inside the Walmart store or at the register inside a Walmart Neighborhood Market with a gas station. Using a Walmart gift card directly at the outdoor fuel pump is more complicated.
Many Walmart gas pumps require a credit or debit card for pre-authorization, and gift cards typically can't be used as a pre-authorized payment method at the pump unless the pump specifically supports gift cards. If you try to use walmart pathways graduation assessment test answers gift card at the outdoor pump and it doesn't work, go inside to pay at the register instead.
Murphy USA stations located adjacent to Walmart stores — which is the most common "Walmart gas station" setup in the US — are a different situation entirely. Murphy USA is a separate company that operates independently from Walmart, even though the stations are often located in Walmart parking lots. Walmart gift cards are generally not accepted at Murphy USA stations, and Murphy gift cards are not accepted at Walmart. Before you drive to the pump expecting to use your Walmart gift card, confirm that the station is actually a Walmart-owned and operated fuel station rather than a Murphy USA franchise.
The most reliable way to use a Walmart gift card for gas is to go inside any Walmart store that sells gas, bring your gift card to the register, and ask to pay for a specific dollar amount of fuel. The cashier processes the gift card payment and authorizes that amount at a specific pump. You then go to the pump and fill up to the amount you prepaid. This process works at all Walmart Fuel Stations that are directly operated by Walmart rather than a third-party operator.
Walmart Pay in the Walmart app can also be used at some Walmart gas stations that are set up for mobile payment at the pump. If you've loaded your Walmart gift card into your Walmart account, you may be able to use Walmart Pay at compatible pumps. This is a more convenient option than going inside to prepay, but it depends on whether your specific Walmart fuel station supports Walmart Pay at the pump. App-based payment availability varies by location and is expanding gradually rather than being universally available.
Bottom line: your Walmart gift card can work for Walmart gas, but the method matters. Going inside to prepay at the register is the most universally reliable approach. Outdoor pump compatibility depends on the pump technology and whether it's a Walmart-operated station rather than a Murphy USA or other third-party fuel location. When in doubt, walk in and pay at the service desk — it takes two minutes and avoids the frustration of a declined card at the pump.
The confusion about Walmart gift cards at gas stations is largely driven by the variety of fueling options near Walmart stores. Some stores have no gas at all. Others have a Walmart Fuel Station operated directly by Walmart. Many others sit next to a Murphy USA or Murphy Express station, which occupies the same parking lot but is entirely separate.
If you're not sure which type your local Walmart has, a quick look at the Walmart store locator app will show whether gas is listed as an available service at that specific location. Only locations that list "Gas" as a Walmart service are actual Walmart-operated fuel stations where your gift card should work.

Where Walmart Gift Cards Are Accepted
Walmart gift cards are accepted at all Walmart retail stores in the United States, including Walmart Supercenter, Walmart Neighborhood Market, and Walmart Discount Store locations. You can use them for any in-store purchase — groceries, electronics, clothing, household goods, pharmacy items — and there's no category restriction on what you can buy with a gift card as long as it's sold at Walmart. The card functions like a debit card at the register, and if your purchase exceeds the gift card balance, you can pay the remainder with another payment method.
Online shopping at Walmart.com fully accepts Walmart gift cards. You can add your gift card to your Walmart account and apply it at checkout for online orders including delivery, pickup, and shipping to home. Multiple gift cards can be applied to a single online order, which is useful if you've accumulated gift cards from different occasions. The gift card information needed for Walmart.com is the card number and PIN, both printed on the back of the physical card.
Sam's Club locations accept Walmart gift cards, which is useful since Sam's Club is owned by Walmart's parent company. You can use a Walmart gift card for purchases at any Sam's Club in the US. However, you still need a valid Sam's Club membership to shop there — the gift card pays for what you buy, but it doesn't substitute for a membership. Sam's Club gift cards, conversely, are also accepted at Walmart stores.
The Walmart app accepts gift cards for mobile checkout and Walmart Pay transactions in-store. Once you add your gift card to the Walmart app, you can use it for contactless checkout using your phone's camera to scan a barcode at the register. This is increasingly popular for quick checkout at Walmart without having to carry the physical card. Check the walmart pathways graduation assessment test answers through the app before shopping to make sure you have enough funds for your purchase.
Walmart gift cards can also be used for Walmart+ subscription payments, though this is less commonly known. If you subscribe to Walmart's membership program and want to pay using gift card funds, you can apply gift card credit to your Walmart account and it will be applied toward subscription renewals and delivery fees. Some Walmart services like MoneyCenter transactions have specific payment restrictions, so confirm which services accept gift cards at your local store's service desk if you're trying to use a card for something other than a standard retail purchase.
The Walmart Pharmacy accepts gift cards for prescription co-pays and over-the-counter medication purchases. This is practical for people who receive a Walmart gift card and need it for everyday necessities — prescriptions, vitamins, health supplies — rather than discretionary items. Walmart's optical and vision center also accepts gift cards for frames, lenses, and contact lens purchases. Portrait Studio services at Walmart locations that offer them may have different payment policies, so confirm at the specific studio before assuming the gift card works for that service.

Walmart Gift Card Restrictions and Limitations
Walmart gift cards cannot be used to purchase other gift cards or prepaid debit cards in most cases. This is a common policy at major retailers designed to prevent fraud and money laundering — gift cards can't be converted into another form of value that's harder to trace. If you want to use a walmart pathways graduation assessment test answers card to buy a Visa gift card or another retailer's gift card at Walmart, the transaction will likely be declined at the register. There are some exceptions at specific stores, but the safest assumption is that gift card-to-gift card purchases are not permitted.
Walmart gift cards can't be used internationally. If you're shopping at a Walmart location in Mexico, Canada, or elsewhere, US-issued Walmart gift cards won't be accepted because international Walmart operations are managed by separate entities and run on different payment systems. If you're traveling internationally and have Walmart gift card funds you want to use before you go, spend them at a US Walmart or Walmart.com before your trip.
Alcohol and tobacco purchases with gift cards vary by state and store policy. Most Walmart stores accept gift cards for these purchases, but certain states have specific regulations about electronic payment for alcohol or require cash-only transactions. In states where this applies, the cashier will inform you at checkout. This is uncommon but worth knowing if you specifically plan to use a gift card for a controlled-substance purchase.
Money services at Walmart's MoneyCenter — including bill pay, check cashing, money orders, and money transfers — generally don't accept gift cards as payment. These services have specific payment requirements, and gift cards are treated differently from cash or debit cards in the financial services context. The Walmart services available in your specific store determine exactly what payment types are accepted for each service, but gift cards are rarely a valid payment option for MoneyCenter transactions.
Walmart Marketplace is an important exception to understand if you shop for third-party items on Walmart.com. When you buy from a third-party seller through Walmart's marketplace platform, Walmart processes the payment, and gift cards are generally accepted for these transactions at checkout.
However, if a marketplace seller ships an item that you want to return, the return process goes through Walmart's standard return system rather than directly to the seller, and refunds to gift cards follow the same policy as direct Walmart purchases. If you're buying a high-value item from a marketplace seller, confirm the return policy before purchasing regardless of payment method.
Walmart+ members get additional value when using gift cards because Walmart+ benefits — including free delivery on orders over a threshold, fuel discounts at certain partner stations, and Paramount+ streaming — can be accessed regardless of which payment method was used for the underlying purchases. If you're regularly using Walmart gift cards for grocery and household purchases, pairing that with a Walmart+ membership funded by a separate payment method can stretch the overall value of your gift card spending through the delivery savings alone.
- Murphy USA ≠ Walmart Gas: Murphy USA stations in Walmart parking lots are NOT Walmart — your gift card won't work there
- Outdoor pump issues: Gift cards often require inside payment for Walmart gas — try the register if the pump declines
- No cash back: Walmart gift cards cannot be exchanged for cash except in states where gift card cash-out laws apply
- No international use: US Walmart gift cards don't work at international Walmart stores
- No gift card purchases: Can't buy Visa gift cards or other prepaid cards with a Walmart gift card in most cases
Walmart Gift Card Fees and Expiration Policy
Walmart gift cards have no expiration date — the balance on your card remains valid indefinitely, no matter how long you hold the card. This is worth knowing because some third-party gift cards charge inactivity fees or have 12-month expiration windows. Walmart's own gift cards carry no monthly maintenance fees and no inactivity fees. The amount on the card when you receive it is the amount you have available whenever you choose to use it, whether that's tomorrow or five years from now.
There are no purchase fees for Walmart gift cards bought in-store. Physical gift cards sold at Walmart checkout lanes and customer service desks are sold at face value — a $50 Walmart gift card costs $50, with nothing added. Certain third-party-issued Walmart gift cards sold on secondary platforms or resale sites may carry fees, but Walmart's official first-party cards sold in their stores and on Walmart.com do not.
Walmart also sells electronic gift cards (e-gift cards) that are delivered by email. These are sold at face value with no additional fees and function identically to physical cards. E-gift cards are a practical option when you want to send a gift quickly without waiting for shipping — the recipient gets the card number and PIN by email and can use it immediately on Walmart.com or load it into the Walmart app for in-store use. Businesses and employers who give Walmart gift cards in bulk often use the digital delivery option for convenience and cost savings on physical card stock.
Walmart gift cards are not reloadable in the traditional sense. You can't add funds to an existing Walmart gift card the way you can reload a Starbucks card or a prepaid debit card. If you want to add more Walmart gift card value, you buy a new gift card and use it alongside the existing one. Multiple gift cards can be applied to a single purchase, and you can combine two gift cards' balances by using both at checkout — the register draws from whichever card you present first until depleted, then draws from the second.
Lost or stolen Walmart gift cards are not automatically replaceable. If you lose a physical Walmart gift card without having registered it to your Walmart account, Walmart cannot look up the balance or transfer remaining funds to a new card. Registering your Walmart gift card to your Walmart.com account provides a record of the card number that can help in some situations, though Walmart's lost card policy has limitations. Treat a Walmart gift card like cash — once it's gone without registration or receipt, recovery options are limited.
Checking the Walmart return policy for items purchased with a gift card is also worth understanding. When you return a Walmart purchase that was paid for with a gift card, the refund typically goes back to a new or existing gift card rather than to cash. Walmart may issue a new gift card for the refund amount or provide store credit, depending on the purchase circumstances and whether you have a receipt.
Some states have laws that require retailers to offer cash refunds for gift card balances below a certain threshold — typically $5 or $10 — even if the retailer's standard policy is store credit only. California, Colorado, Maine, Massachusetts, Montana, New Jersey, Oregon, Rhode Island, Vermont, and Washington all have some form of gift card cash-out law.
If you live in one of these states and have a small remaining balance on a Walmart gift card, you may be legally entitled to cash out the remaining amount at the register. Ask the cashier or manager about your state's gift card redemption rights if this applies to your situation.

- Online: Visit walmart.com/giftcards and enter your card number and PIN
- App: Log into the Walmart app, go to Account → Gift Cards → Add Card, then view the balance
- Phone: Call 1-888-537-5503 and follow the automated balance inquiry prompts
- In-store: Any Walmart register or customer service desk can check your balance
- At purchase: The receipt from any Walmart transaction shows your remaining gift card balance after the purchase
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About the Author
Attorney & Bar Exam Preparation Specialist
Yale Law SchoolJames R. Hargrove is a practicing attorney and legal educator with a Juris Doctor from Yale Law School and an LLM in Constitutional Law. With over a decade of experience coaching bar exam candidates across multiple jurisdictions, he specializes in MBE strategy, state-specific essay preparation, and multistate performance test techniques.