RMA Study Guide 2026

Everything you need to pass the RMA exam in one place: the exam format, every topic to study, real practice questions with explanations, flashcards, and full-length practice tests. Free, no sign-up needed.

📋 RMA Exam Format at a Glance

200
Questions
240 min
Time Limit
70.00%
Passing Score

📚 RMA Topics to Study (167)

✍️ Sample RMA Questions & Answers

1. A client in her early 70s wants to hold 100% bonds for safety. Which concept BEST explains why this extreme conservative allocation could actually increase her retirement risk?
Inflation risk eroding the purchasing power of fixed income returns over a 20+ year horizon

A 100% bond portfolio is highly vulnerable to inflation risk, as fixed income returns may not keep pace with rising prices over a long retirement horizon.

2. What is a "tickler" system used for?
To remind patients of appointments

A 'tickler' system is a reminder system used in medical offices to prompt action on a future date. Its primary function is to ensure that important tasks, such as reminding patients of upcoming appointments or scheduling follow-up care, are not overlooked. This helps maintain patient compliance and efficient office operations.

3. The median effective dose of a drug is also known as…?
ED50

The median effective dose, or ED50, is a pharmacological term that refers to the dose of a drug that produces a therapeutic effect in 50% of the population taking it. It is a common measure of a drug's potency and is used to compare the effectiveness of different drugs. This metric helps in determining appropriate dosing for patients.

4. How does a Net Unrealized Appreciation (NUA) strategy benefit an employee with highly appreciated employer stock in a 401(k) plan?
It permits the appreciation to be taxed at long-term capital gains rates rather than ordinary income rates upon distribution

NUA allows the appreciation on employer stock distributed in kind from a qualified plan to be taxed at preferential long-term capital gains rates instead of ordinary income rates.

5. What is the best practice for managing medical office appointments?
Keep a detailed and organized scheduling system to manage appointments effectively

An organized scheduling system is fundamental for efficient medical office operations. It minimizes patient wait times, optimizes provider availability, reduces no-shows, and ensures a smooth workflow, ultimately enhancing patient satisfaction and the overall productivity of the practice.

6. If the right arm and left arm electrodes are accidentally reversed, lead I will typically show:
An inverted (upside-down) P-QRS-T

Reversing arm leads inverts the deflections in lead I, a classic sign of limb-lead reversal.

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1. Learn with Flashcards → 2. Drill Practice Tests → 3. Take the Full Exam Simulation
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RMA Study Guide 2026 — Exam Format, Topics & Practice Questions