UPC Housing Policy & Affordable Housing

Question 1

Which federal law prohibits housing discrimination based on race, color, national origin, religion, sex, familial status, and disability?

Accepted Answer

Fair Housing Act of 1968

Answer

Community Reinvestment Act

Answer

Housing and Community Development Act

Answer

National Affordable Housing Act

Question 2

According to the widely accepted planning standard, housing is considered affordable when it consumes no more than what percentage of gross household income?

Accepted Answer

30%

Answer

20%

Answer

40%

Answer

50%

Question 3

Which federal program uses Section 42 of the IRS tax code to provide incentives to private developers who construct or rehabilitate affordable rental housing?

Accepted Answer

Low-Income Housing Tax Credit (LIHTC)

Answer

Community Development Block Grant (CDBG)

Answer

Section 8 Housing Choice Voucher

Answer

HOME Investment Partnerships Program

Question 4

What is 'inclusionary zoning'?

Accepted Answer

A policy requiring a percentage of new housing units to be priced as affordable

Answer

Zoning that excludes high-density residential uses from certain districts

Answer

A federal mandate for all housing developments to include mixed-income units

Answer

Regulations that permit all land uses within a single zone

Question 5

Accessory Dwelling Units (ADUs) are primarily used in urban planning to:

Accepted Answer

Create additional housing supply on existing residential lots

Answer

Replace aging public housing stock in urban cores

Answer

House commercial tenants within residential zones

Answer

Provide temporary emergency shelter during natural disasters

Question 6

The Section 8 Housing Choice Voucher program primarily works by:

Accepted Answer

Subsidizing rent for eligible low-income households to use in private market housing

Answer

Constructing and managing government-owned public housing complexes

Answer

Providing low-interest mortgage loans to first-time homebuyers

Answer

Awarding block grants to cities for vacant property rehabilitation

Question 7

A 'housing needs assessment' is best described as:

Accepted Answer

An analysis of housing demand, supply gaps, and affordability challenges to guide policy

Answer

A code compliance inspection of rental properties in a jurisdiction

Answer

A financial audit of a local housing authority's expenditures

Answer

A survey that evaluates the physical conditions of existing public housing units