Car Insurance Question and Answers

Question 1

The driver of the car that hit you doesn't have insurance. What insurance policy would cover the losses?

Accepted Answer

Uninsured Motorist

Answer

Comprehensive

Answer

Liability

Answer

Under-insured Motorist

Question 2

Which option from the list below will lower your insurance premium?

Accepted Answer

have a good driving record

Answer

buy a sports car

Answer

be involved in sports

Answer

have a parent with you at all times

Question 3

What type of insurance covers for your car's damages if you are at fault?

Accepted Answer

Collision

Answer

Uninsured Motorist

Answer

Comprehensive

Answer

Under-insured Motorist

Question 4

What insurance covers you in the event that someone is hurt in an accident you cause?

Accepted Answer

Bodily Injury

Answer

Uninsured Motorist

Answer

Under-insured Motorist

Answer

Property Damage

Question 5

The cost of continuing insurance for a motorist is

Accepted Answer

premium

Answer

liability

Answer

claim

Answer

deductible

Question 6

What form of insurance covers physical damage to your car caused by natural disasters like fire?

Accepted Answer

Comprehensive

Answer

Medical Payments

Answer

Property Damage

Answer

Collision

Question 7

What do you refer to as the sum you consent to pay in the event of an accident?

Accepted Answer

Deductible

Answer

Policy

Answer

Full Coverage

Answer

Liability