Practice Test Geeks(NSA) Notary Signing Agent Certification Practice Test
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Notarial Procedures Flashcards

7 cards from real NSA practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

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  1. An NSA discovers an error in a loan document during a signing appointment. The correct action is to:

    Answer: Contact the signing company or lender immediately and follow their instructions

    NSAs must notify the signing company or lender of errors immediately and follow their specific instructions — they do not make corrections on their own authority.

  2. Which form replaced the HUD-1 Settlement Statement for most residential mortgage closings after October 2015?

    Answer: Closing Disclosure

    The Closing Disclosure replaced the HUD-1 Settlement Statement for most residential mortgage transactions under the TRID rule effective October 3, 2015.

  3. A notary stamp/seal in most states must include which elements?

    Answer: Notary's name, state of commission, and commission expiration date

    Most state notary seals must display the notary's name, the state of commission, and the commission expiration date at a minimum.

  4. When a purchase transaction does NOT involve a Right of Rescission, it means:

    Answer: The rescission right applies only to refinances, not purchases of a primary residence

    The federal Right of Rescission under TILA applies to refinances and home equity loans on a primary residence — not to purchase transactions.

  5. An NSA is asked to notarize a document where the signer is appearing via video call in a state that permits Remote Online Notarization (RON). The notary must:

    Answer: Be specifically authorized for RON, use approved technology, and follow state RON statutes

    RON requires a notary to hold specific RON authorization, use state-approved platforms, and comply with applicable RON statutes, which differ by state.

  6. The Transfer Tax Declaration in a real estate transaction is signed to:

    Answer: Report the sale price for calculating the documentary transfer tax owed to the government

    The Transfer Tax Declaration reports the sale price to local or state authorities so the applicable documentary transfer tax can be calculated and collected.

  7. A notary commission is issued by:

    Answer: The state government, typically through the Secretary of State or Governor's office

    Notary commissions are issued by the state government — typically the Secretary of State, Governor, or other designated state authority depending on the state.