Practice Test Geeks(NMLS) National Mortgage Licensing System Practice Test
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Education and Testing Flashcards

7 cards from real NMLS practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 7 Education and Testing flashcards as text

  1. What is the minimum passing score on the SAFE MLO Test – National Component with Uniform State Content?

    Answer: 75%

    Candidates must achieve a score of at least 75% to pass the SAFE MLO Test.

  2. After passing the SAFE MLO Test, how long is the test result valid if the applicant has not obtained a license?

    Answer: 3 years

    A passing test score is valid for five years; if an applicant does not obtain licensure within that period, they must retest.

  3. How many hours of continuing education (CE) must a licensed MLO complete annually?

    Answer: 8 hours

    Licensed MLOs must complete at least 8 hours of NMLS-approved continuing education each year.

  4. Of the 8 annual CE hours required, how many must address federal law and regulations?

    Answer: 1 hour

    One of the 8 annual CE hours must specifically cover federal law and regulations.

  5. An MLO who fails to complete the required continuing education in a given year faces which consequence?

    Answer: License renewal denial until CE is complete

    States will not renew an MLO's license until all required continuing education has been completed.

  6. Can an MLO take the same approved CE course more than once to satisfy the annual CE requirement?

    Answer: No, the same course cannot be repeated in successive years

    An MLO cannot use the same CE course to satisfy the annual requirement in successive years.

  7. Which body administers the SAFE MLO Test for most states and territories?

    Answer: Pearson VUE

    Pearson VUE is contracted to administer the SAFE MLO Test at testing centers across the United States.