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Remote Online Notarization Flashcards

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  1. A tamper-evident technology used in RON is designed to do what?

    Answer: Reveal any change made to the electronic record after the notarial act

    Tamper-evident technology makes any post-notarization alteration to the electronic record detectable.

  2. A lender asks a New Mexico notary to perform a RON using a video app the notary chose casually, like a standard consumer chat app with no identity-proofing features. The notary should:

    Answer: Decline, because the technology must meet state standards and be identified to the Secretary of State

    Only communication technology that satisfies the Secretary of State's standards and was disclosed in the notary's RON notification may be used.

  3. In a RON journal entry, which detail is specifically important to record beyond a standard in-person entry?

    Answer: That the act was performed for a remotely located individual using communication technology

    The journal must reflect that the notarization was performed remotely via communication technology, distinguishing it from in-person acts.

  4. Which statement about the notary's physical location during a RON is TRUE?

    Answer: The notary must be within New Mexico's borders at the time of the act

    A New Mexico notary's authority exists only within the state, so the notary must be physically in New Mexico even for remote acts.

  5. Knowledge-based authentication (KBA) typically requires the signer to do what?

    Answer: Correctly answer time-limited questions drawn from public and proprietary data records

    KBA presents the signer with personal-history questions from data sources that must be answered within a set time and accuracy threshold.

  6. A signer completes credential analysis but fails the KBA quiz twice during a RON session. What should the notary do?

    Answer: Not proceed, because identity proofing requirements were not satisfied

    Identity proofing generally requires both credential analysis and successful KBA; failing KBA means the identity standard is unmet.

  7. What is the effect of a remote online notarization performed in compliance with New Mexico law on the document's validity?

    Answer: It has the same legal effect as a notarization performed in the notary's physical presence

    A compliant RON carries the same legal force as a traditional in-person notarization.