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Fair Housing Laws Flashcards

7 cards from real MRP practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 7 Fair Housing Laws flashcards as text

  1. A housing complex advertises as 'adults only' and refuses to rent to a military family with two children. Under the Fair Housing Act, this complex may legally do so only if it qualifies as:

    Answer: Housing for older persons (55+ or 62+ community)

    The Fair Housing Act exempts qualified housing for older persons — either 55+ communities with at least 80% of units occupied by persons 55+ or 62+ communities — from the familial status requirement.

  2. Which federal agency is primarily responsible for enforcing the Fair Housing Act?

    Answer: Department of Housing and Urban Development (HUD)

    HUD is the primary federal agency responsible for administering and enforcing the Fair Housing Act.

  3. When an MRP professional helps a relocating military family, the SCRA protects them from all of the following EXCEPT:

    Answer: Security deposit requirements above state limits

    The SCRA does not cap security deposits — it addresses interest rates, early termination of leases, and foreclosure protections for servicemembers.

  4. A property manager requires all applicants to provide proof of income equal to 3x the monthly rent but waives this requirement only for veterans. This policy is:

    Answer: Discriminatory against non-veterans under the Fair Housing Act

    While intentional favorable treatment of veterans may seem positive, applying income standards inconsistently creates a disparate impact on non-veterans and can expose the manager to fair housing complaints.

  5. The practice of a lender refusing to make mortgage loans in certain neighborhoods, regardless of individual applicants' qualifications, is known as:

    Answer: Redlining

    Redlining is the illegal practice of refusing to lend, insure, or provide services in certain areas, often based on the racial or ethnic composition of those neighborhoods.

  6. Under the Fair Housing Act, a complaint must be filed with HUD within how many days of the alleged discriminatory act?

    Answer: 180 days

    A fair housing complaint must be filed with HUD within 180 days (one year for private lawsuits in federal court) of the alleged discriminatory act.

  7. A real estate professional who advertises a home 'near the base — perfect for military families' in a military relocation listing is:

    Answer: Using a compliant marketing strategy

    Advertising proximity to a military installation is factual location information and is a compliant marketing strategy widely used in military relocation markets.