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MD Notary Law and Statutes Flashcards

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  1. Which of the following best describes Maryland's 'satisfactory evidence of identity' standard for a notarial act?

    Answer: A current government-issued ID with photo and signature, or an oath of a credible witness

    Maryland accepts a current government-issued photo ID with signature, or testimony of a credible witness personally known to the notary, as satisfactory evidence of identity.

  2. Under Maryland law, who bears liability if a notarial act is performed negligently and causes financial harm to a third party?

    Answer: The notary may be personally liable for damages caused by their negligence

    Maryland notaries can be held personally liable in civil court for damages resulting from negligent or improper performance of notarial acts.

  3. Maryland allows notaries to perform notarial acts for signers in which of the following scenarios using remote online notarization (RON)?

    Answer: The signer is physically located outside Maryland but within the United States

    Maryland RON law generally permits notarization of signers located outside Maryland within the U.S., subject to specific statutory requirements.

  4. What does Maryland law require a notary to do if they cannot communicate with a signer due to a language barrier?

    Answer: Decline to perform the notarial act or use a qualified interpreter

    If communication is not possible, the notary should decline or arrange a qualified, impartial interpreter to ensure the signer understands the transaction.

  5. Maryland's Notarial Acts Act was substantially revised to align with which uniform law?

    Answer: The Revised Uniform Law on Notarial Acts (RULONA)

    Maryland adopted the Revised Uniform Law on Notarial Acts (RULONA), modernizing its notary statutes to align with the national standard.

  6. A Maryland notary commission applicant must be a resident of Maryland OR meet which alternative qualification?

    Answer: Be regularly employed or carry on a business in Maryland

    Non-residents who are regularly employed or who carry on a business in Maryland may also apply for a Maryland notary commission.