Life and Health California Exam Medicare and Medicaid

Question 1

Medicare Part A primarily covers which type of care?

Accepted Answer

Inpatient hospital care

Answer

Prescription drug benefits

Answer

Outpatient physician services

Answer

Routine dental and vision care

Question 2

Medicare Part B covers which of the following services?

Accepted Answer

Outpatient medical services and physician visits

Answer

Inpatient hospital stays

Answer

Skilled nursing facility care after hospitalization

Answer

Hospice care for terminal illness

Question 3

To qualify for premium-free Medicare Part A, an individual must have worked at least how many quarters of Medicare-covered employment?

Accepted Answer

40 quarters (10 years)

Answer

20 quarters (5 years)

Answer

30 quarters (7.5 years)

Answer

60 quarters (15 years)

Question 4

The Medicare Part A deductible is applied on which basis?

Accepted Answer

Each benefit period

Answer

Each calendar year

Answer

Each month of hospitalization

Answer

Each individual hospital admission regardless of timing

Question 5

Medicaid is funded through which funding arrangement?

Accepted Answer

Both the federal government and state governments jointly

Answer

The federal government only

Answer

State governments only

Answer

Medicare trust fund surpluses

Question 6

Medicare Part D provides coverage for which of the following?

Accepted Answer

Outpatient prescription drug coverage

Answer

Dental and vision care for seniors

Answer

Durable medical equipment and supplies

Answer

Mental health inpatient hospital services

Question 7

Which of the following individuals would NOT be automatically eligible for Medicare at age 65?

Accepted Answer

A non-citizen who has never worked in the U.S. and does not meet residency requirements

Answer

A person already receiving Social Security retirement benefits

Answer

A person with 40 quarters of covered employment who has not applied

Answer

A person diagnosed with end-stage renal disease before age 65