Data Interpretation and Analysis Flashcards

A caselets states: A cooperative bank had 12,000 customers in January. By June, the count grew by 25%. How many new customers joined between January and June?

Answer: 3,000

New customers = 25% of 12,000 = 3,000.

From a stacked bar chart, total NPAs of Bank A are ₹900 crore: Substandard 40%, Doubtful 35%, Loss 25%. How much are Doubtful Assets?

Answer: ₹315 crore

Doubtful = 35% of 900 = ₹315 crore.

A table shows bank-wise CASA ratio (%): Bank A=42, B=38, C=45, D=35, E=50. Which bank has the highest CASA ratio and what is the difference from the lowest?

Answer: Bank E; 15%

Bank E has the highest at 50% and Bank D has the lowest at 35%; difference = 15%.

A line chart shows quarterly profits (₹ lakh): Q1=80, Q2=60, Q3=100, Q4=120. What is the percentage share of Q3 profit in the annual total?

Answer: 27.78%

Annual total = 360; Q3 share = 100/360 × 100 ≈ 27.78%.

Data shows two loan products: Product X at 12% per annum simple interest on ₹50,000 for 2 years; Product Y at 10% per annum on ₹60,000 for 2 years. Which generates more interest?

Answer: Product Y

X: 50000×12%×2 = ₹12,000; Y: 60000×10%×2 = ₹12,000 — they are equal.

A frequency table shows loan default rates by age group: 18-25: 8%, 26-35: 5%, 36-45: 3%, 46-55: 4%, 56+: 6%. Which two age groups combined have the lowest average default rate?

Answer: 26-35 and 36-45

26-35 (5%) and 36-45 (3%) average 4%, the lowest of any pair.

A caselet: Bank deposits grew from ₹2,000 crore to ₹2,500 crore. Loans grew from ₹1,600 crore to ₹2,080 crore. By how many percentage points did loan growth exceed deposit growth?

Answer: 5 pp

Deposit growth = 25%; Loan growth = 30%; difference = 5 percentage points.