Geico Assessment Test Verbal Reasoning Flashcards
6 cards from real Geico Assessment Test practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 6 Geico Assessment Test Verbal Reasoning flashcards as text
Choose the word that best completes the sentence: 'The adjuster carefully _______ the damage before approving the repair estimate.'
Answer: assessed
An adjuster's primary job is to assess (evaluate) damage to determine the appropriate payout.
A Geico email states: 'Your renewal quote reflects a 12% surcharge due to a recent at-fault accident.' What is a surcharge in this context?
Answer: An additional charge added to the premium as a penalty
A surcharge is an extra amount added to an insurance premium, typically because of increased risk such as an at-fault accident.
Which sentence uses the word 'deductible' correctly?
Answer: The deductible is the amount the policyholder must pay out of pocket before insurance coverage kicks in.
A deductible is the portion of a claim the insured must pay before the insurer covers the rest.
A policy exclusion clause reads: 'This policy does not cover intentional acts by the insured.' Which situation would fall under this exclusion?
Answer: A driver deliberately rams another vehicle during an argument
Deliberately ramming another vehicle is an intentional act, which exclusion clauses are designed to exclude from coverage.
What does it mean when a Geico letter states your policy has been 'rescinded'?
Answer: Your policy has been cancelled and treated as if it never existed
Rescission voids a policy retroactively, often because of fraud or misrepresentation at the time of application.
In a Geico policy summary, 'endorsement' is listed as an add-on. What does an endorsement do?
Answer: It modifies or adds coverage to a standard policy
An endorsement (or rider) is a written amendment that changes or expands the terms of a base insurance policy.