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Remote Online Notarization Flashcards

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  1. What is knowledge-based authentication (KBA) in the context of Georgia remote online notarization?

    Answer: A dynamic quiz using personal-history questions to verify the signer's identity

    KBA is a dynamic challenge-quiz process where the signer answers questions derived from personal records to verify identity during a RON session.

  2. In Georgia RON, credential analysis is used to verify which of the following?

    Answer: The authenticity of the signer's government-issued photo identification

    Credential analysis examines the signer's government-issued photo ID to confirm it is genuine and that it belongs to the person presenting it.

  3. During a Georgia RON session, what must the notary do if the knowledge-based authentication (KBA) process fails?

    Answer: Refuse to complete the notarization

    If identity verification fails, the notary must refuse to perform the notarization because satisfactory identity proofing is a mandatory legal requirement.

  4. Which form of identification is used in the credential analysis step of Georgia RON identity verification?

    Answer: A government-issued photo ID such as a driver's license or passport

    Credential analysis uses government-issued photo identification because only such documents contain the security features needed for electronic verification.

  5. How many identity verification methods does Georgia RON law generally require before a notarization may proceed?

    Answer: Two methods: credential analysis and KBA (or equivalent)

    Georgia requires at least two identity verification methods — credential analysis and KBA — before a RON may be completed.

  6. If a signer cannot pass KBA because they have insufficient public records history, what option does Georgia RON law typically allow?

    Answer: An alternative identity verification method approved by the RON platform may be used

    If KBA is not feasible due to insufficient data, an alternative identity proofing method approved by the RON technology provider may be used.

  7. During a Georgia RON session, the notary must visually confirm that the signer's government-issued credential matches which of the following?

    Answer: The person appearing on the live audio-visual feed

    The notary must confirm that the photo on the credential matches the live person appearing via audio-visual feed during the RON session.