Anyone found good free CLU study resources besides the obvious ones?

For what it's worth from someone who's been through it:

The CLU is one of those exams where the practice tests really do prepare you well. The style of questioning is pretty consistent. If you're comfortable with "how to play clue" material under timed conditions, you'll be fine.

The one thing I'd add: read the question stems very carefully. They sometimes add a qualifier that completely changes the right answer and it's easy to miss when you're going fast.

Also check whether you need to schedule the exam in advance — some testing centers book up 2-3 weeks out.

For what it's worth from someone who's been through it:

The CLU is one of those exams where the practice tests really do prepare you well. The style of questioning is pretty consistent. If you're comfortable with "how to play clue" material under timed conditions, you'll be fine.

The one thing I'd add: read the question stems very carefully. They sometimes add a qualifier that completely changes the right answer and it's easy to miss when you're going fast.

Also check whether you need to schedule the exam in advance — some testing centers book up 2-3 weeks out.

Failed first attempt, came back to this thread. The consensus on clu practice test being the make-or-break area is right. Focusing almost exclusively on applied questions this time around.

Failed my first attempt mostly because I memorized definitions but couldn't apply anything to the actual scenario questions, which is most of the exam. Second time around I stopped re-reading the textbook and just drilled questions until I got why the wrong answers were wrong. The individual life planning section wrecked me the first go, so I hammered free chartered life underwriter clu individual life insurance planning over and over until the policy types and tax stuff actually stuck.

Honestly the biggest change wasn't a resource, it was how I studied. First time I'd read a chapter and feel good. That's a trap. If you can't answer questions on it you don't know it yet. Do questions early, get them wrong, look up what you missed, repeat. Boring but it's what got me over the line.

Failed it the first time, honestly. I was doing way too much passive reading and not enough actual question practice. What helped me turn it around was getting really specific with the topic areas I kept bombing -- for me it was business planning scenarios, so I spent a ton of time on free chartered life underwriter clu planning for business owners material specifically instead of trying to review everything equally. That focus made a bigger difference than I expected.

The other thing I changed was timing myself. Sounds obvious but I wasn't doing it before and I'd run out of steam on the harder questions at the end. YouTube is fine for concept overviews but it won't get you exam-ready on its own. You need reps on actual questions, especially the ones that make you choose between two answers that both sound right.

Honestly the biggest thing that helped me was stopping trying to memorize answers and actually figuring out why the wrong choices are wrong. Like for each question I'd pick apart every distractor and ask myself what concept it was trying to trick me on. Sounds tedious but it makes the material stick way better. The free chartered life underwriter clu planning for business owners questions on this site were great for that because the business planning stuff has a lot of tricky answer choices that look right if you don't understand the underlying principle.

Once I started doing that instead of just checking if I got it right, my retention went way up. You start seeing patterns in how the exam tries to mislead you and that's honestly more useful than any flashcard deck.