Finally passed CAMS on my second attempt — here's what actually worked

by Samantha C. 77 views3 replies
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Samantha C.OP
May 27, 2026

So I've been in AML compliance for about four years and my manager basically told me I needed to get CAMS certified by Q3 or it was going to affect my performance review. No pressure, right? I failed my first attempt back in February — scored a 69 when you need a 75 — and honestly it was a wake-up call. I'd been relying too heavily on my day-to-day experience and not enough on the actual ACAMS study guide. Big mistake.

Second time around I completely changed my approach. I spent six weeks going through the official study materials chapter by chapter, but the real difference was drilling with a CAMS practice test every weekend. Doing timed, full-length simulations helped me get comfortable with how questions are phrased — they're tricky in a very specific way. I also made flashcards for the FATF recommendations and the 40 Recommendations because those kept showing me up.

Passed with an 82 last month. If you're just starting out, I'd say don't skip the practice exams and give yourself at least 8-10 weeks. Anyone else have exam tips that helped them break through after a first failure?

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Sarah M.
May 27, 2026
Congrats! I passed mine last year and the practice test advice is spot on. What I'd add — don't just do practice questions and move on. When you get something wrong, go back to the study guide and actually read that section. I was getting killed on correspondent banking questions until I slowed down and did that. Also the ACAMS glossary is weirdly important. Probably 10-12 questions on my exam were basically definition-level stuff.
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Tyler B.
May 28, 2026
This is super encouraging, thanks for sharing. I'm scheduled for August and I'm honestly terrified. Quick question — how did you split your study time between the different domains? I feel like I'm spending way too much time on risk assessment and not enough on investigation techniques. Is there a domain that showed up more than you expected on the actual exam?
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Brian Y.
May 28, 2026
Eight weeks minimum is real advice. I tried to cram in five and failed by four points. Brutal. The jurisdiction-specific questions are where people lose points they shouldn't — don't sleep on the FATF mutual evaluation reports.

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