What SAFE score do you need to pass? Breaking down the numbers

I've been seeing a lot of confusion about passing scores for the SAFE exam, so I wanted to share what I've researched and experienced.

The official minimum is typically 74%, but most successful candidates average around 80% on practice tests before sitting for the real thing. The exam prep section tends to drag scores down because it's the most conceptually dense part of the exam.

I found that working through the safe - certified secure and fair enforcement mortgage loan originator general mortgage knowledge questions and answers consistently for two to three weeks gets most people into the passing zone. The key isn't just doing more questions — it's reviewing every mistake and understanding the underlying principle.

Anyone who scored above 83%: what was your actual study timeline? Curious whether people who take more time consistently score higher or if there's a plateau effect.