FEMA FEMA Hazard Mitigation 2

Question 1

What is the FEMA Flood Map Modernization program's primary purpose?

Accepted Answer

To produce accurate, current Flood Insurance Rate Maps (FIRMs) to guide floodplain management

Answer

To provide free flood insurance to communities

Answer

To buy out all properties in flood zones

Answer

To build flood control infrastructure

Question 2

What is a Special Flood Hazard Area (SFHA)?

Accepted Answer

Land that FEMA has determined has a 1% or greater annual chance of flooding (100-year floodplain)

Answer

Any area that has flooded in the past 50 years

Answer

Land adjacent to any river or stream

Answer

Areas with a 10% annual flood probability

Question 3

Which FEMA mitigation program helps communities acquire and demolish properties in flood-prone areas?

Accepted Answer

Hazard Mitigation Grant Program (HMGP) property acquisition projects

Answer

Individual Assistance program

Answer

National Flood Insurance Program (NFIP)

Answer

FEMA Corps

Question 4

What is the 'Build Back Better' principle in FEMA post-disaster recovery?

Accepted Answer

Rebuilding to standards that reduce future disaster risk rather than simply restoring the pre-disaster condition

Answer

Restoring everything exactly as it was before the disaster

Answer

Building larger and more expensive structures after disasters

Answer

Deferring all rebuilding decisions to future generations

Question 5

What is a Community Rating System (CRS) and how does it benefit NFIP policyholders?

Accepted Answer

A voluntary NFIP program where communities earn flood insurance discounts for implementing flood management activities beyond minimum requirements

Answer

A FEMA rating system for emergency managers

Answer

A flood damage assessment scale

Answer

A credit scoring system for disaster loans

Question 6

How often must local Hazard Mitigation Plans be updated to maintain eligibility for FEMA mitigation grants?

Accepted Answer

Every 5 years

Answer

Every year

Answer

Every 10 years

Answer

Only after a presidentially declared disaster