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Workers' Compensation & Disability Flashcards

7 cards from real FCE practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 7 Workers' Compensation & Disability flashcards as text
  1. An FCE evaluator is asked to determine whether a claimant can perform 'sedentary work.' Per DOT standards, sedentary work requires lifting no more than:

    Answer: 10 lbs

    DOT defines sedentary work as lifting no more than 10 lbs occasionally, with most work involving sitting and minimal walking or standing.

  2. Which of the following is NOT typically covered by workers' compensation insurance?

    Answer: Pain and suffering damages beyond economic losses

    Workers' compensation is a no-fault system that covers medical costs, wage replacement, and rehabilitation, but generally does not award non-economic damages like pain and suffering.

  3. A key reason FCE evaluators document physical effort levels is to ensure that:

    Answer: Work capacity conclusions are based on maximum safe effort, not self-limited performance

    Documenting effort validity ensures that FCE work capacity conclusions reflect the worker's true safe maximum, not artificially limited performance.

  4. When apportionment is applied in a workers' compensation case, it means:

    Answer: Compensation is divided between work-related and pre-existing causes of disability

    Apportionment allocates the degree of disability attributable to the work injury versus pre-existing conditions, affecting the employer's financial liability.

  5. The 'exclusive remedy' doctrine in workers' compensation law means:

    Answer: Workers cannot sue employers in civil court for work injuries covered by WC

    The exclusive remedy doctrine bars injured workers from filing civil tort lawsuits against employers for work-related injuries that are covered by workers' compensation.

  6. Which factor most directly determines whether a disability is classified as 'occupational' versus 'non-occupational' in insurance terms?

    Answer: Whether the condition originated from work activities

    Occupational disability refers specifically to disability arising from work-related activities or exposures, distinguishing it from disabilities caused by non-work factors.

  7. In a workers' compensation FCE, which professional is typically most qualified to perform a formal job site analysis to complement the FCE findings?

    Answer: Certified rehabilitation counselor or certified ergonomist

    Certified rehabilitation counselors and certified ergonomists are trained to perform formal job site analyses that objectively quantify physical job demands for RTW matching.