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Documents and Insurance Flashcards

6 cards from real DVSA practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 6 Documents and Insurance flashcards as text
  1. What is Continuous Insurance Enforcement (CIE)?

    Answer: A system where the DVLA and MIB check that all registered vehicles are insured, and uninsured keepers are fined

    CIE requires all registered vehicles to be insured unless a SORN is in place. The DVLA and Motor Insurers' Bureau cross-check databases and send warning letters to keepers of apparently uninsured vehicles, followed by fines.

  2. What must you do if you change your vehicle's colour or modify it significantly?

    Answer: Notify the DVLA by updating the V5C registration certificate

    You must notify the DVLA of any changes to the vehicle's details recorded on the V5C, including colour changes and significant modifications. You should also inform your insurance company, as modifications may affect your cover.

  3. What happens if you fail to pay Vehicle Excise Duty (road tax)?

    Answer: You can be fined, your vehicle can be clamped or impounded, and you may face court action

    Driving or keeping an untaxed vehicle on a public road without a SORN is an offence. Penalties include an £80 late licensing penalty, court fines of up to £1,000, and your vehicle may be clamped or impounded.

  4. Under what circumstances can you drive without an MOT?

    Answer: If you are driving to a pre-booked MOT test or to a garage for repairs needed for the MOT

    You may drive without a valid MOT only to a pre-booked MOT appointment or to a garage for repairs needed to pass the MOT. The vehicle must be in a roadworthy condition for the journey.

  5. What are the drink-drive penalties for a first offence in the UK?

    Answer: A minimum 12-month driving ban, up to 6 months imprisonment, unlimited fine, and a criminal record

    A first drink-driving offence carries a minimum 12-month driving ban, up to 6 months in prison, an unlimited fine, and a criminal record. This will affect your insurance costs for years and may affect employment.

  6. What is the 'new driver' probationary period after passing your practical test?

    Answer: 2 years

    New drivers are on a probationary period for 2 years after passing their practical test. During this time, if they accumulate 6 or more penalty points, their licence is revoked and they must retake both tests.