DC Auto Insurance Policies 2

Question 1

Under DC law, what is the minimum required bodily injury liability coverage per person for a private passenger vehicle?

Accepted Answer

$25,000

Answer

$10,000

Answer

$50,000

Answer

$100,000

Question 2

Which DC auto insurance coverage pays for damage to your own vehicle regardless of fault?

Accepted Answer

Collision coverage

Answer

Liability coverage

Answer

Uninsured motorist coverage

Answer

Medical payments coverage

Question 3

In DC, uninsured motorist (UM) coverage must be offered in what minimum amount?

Accepted Answer

Equal to liability limits

Answer

$10,000/$20,000

Answer

$15,000/$30,000

Answer

$50,000/$100,000

Question 4

What does comprehensive auto coverage protect against?

Accepted Answer

Non-collision losses such as theft, fire, and weather

Answer

Collision with another vehicle only

Answer

Medical expenses after an accident

Answer

Bodily injury to third parties

Question 5

In DC, what is the maximum period an insurer may cancel a personal auto policy mid-term for reasons other than non-payment after the policy has been in force 60 days?

Accepted Answer

Cancellation is not allowed except for fraud or non-payment

Answer

30 days with notice

Answer

45 days with notice

Answer

60 days with notice

Question 6

Which of the following is NOT a required disclosure when selling personal auto insurance in DC?

Accepted Answer

Agent's commission percentage

Answer

Available discounts

Answer

Right to cancel within a free-look period

Answer

Premium payment options