Practice Test Geeks(CTA) Certified Travel Associate Practice Test
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Trip Cancellation & Travel Insurance Flashcards

7 cards from real CTA practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 7 Trip Cancellation & Travel Insurance flashcards as text

  1. A traveler purchases a 'Cancel for Any Reason' (CFAR) upgrade. What percentage of prepaid, non-refundable costs is typically reimbursed under CFAR?

    Answer: 75%

    CFAR coverage typically reimburses 75% of prepaid, non-refundable trip costs, not the full 100%.

  2. Which of the following is a common requirement to qualify for Cancel for Any Reason (CFAR) coverage?

    Answer: Purchase the policy within 10–21 days of initial trip deposit

    CFAR must typically be purchased within 10–21 days of the initial trip deposit to qualify.

  3. A client's travel insurance includes 'Interrupt for Any Reason' (IFAR) coverage. When does IFAR apply?

    Answer: After a trip has already begun and the traveler cuts it short

    IFAR allows a traveler to cut short an already-begun trip for any reason and receive partial reimbursement.

  4. What does 'primary coverage' mean in the context of travel insurance?

    Answer: It pays claims first, regardless of other insurance the traveler holds

    Primary coverage pays out first without requiring the traveler to file with other insurance policies beforehand.

  5. A traveler's cruise is cancelled by the cruise line due to a hurricane. Which coverage would most directly reimburse the traveler for this loss?

    Answer: Trip cancellation due to weather/natural disaster

    Trip cancellation due to weather or natural disaster is the coverage that applies when a supplier cancels due to a hurricane.

  6. Which of the following best describes a 'named peril' travel insurance policy?

    Answer: Covers only the specific risks listed in the policy

    A named peril policy only covers cancellation or interruption caused by specific risks explicitly listed in the policy.

  7. A traveler's non-refundable hotel deposit is $800 and their flights cost $1,200. They cancel due to a covered illness. What is the maximum trip cancellation benefit they could claim?

    Answer: Only what the policy limit allows, up to $2,000

    Trip cancellation reimburses up to the policy's stated limit, which cannot exceed the total non-refundable trip cost.