CSA Certified Senior Advisor Medicare and Medicaid for Seniors Questions and Answers 2

Question 1

What is a Medigap (Medicare Supplement) policy designed to do?

Accepted Answer

Cover out-of-pocket costs not paid by Original Medicare, such as copayments and deductibles

Answer

Replace Original Medicare with an all-in-one plan

Answer

Provide prescription drug coverage

Answer

Pay for long-term custodial care

Question 2

The Medicare Savings Programs (MSPs) help low-income Medicare beneficiaries by:

Accepted Answer

Paying Medicare premiums, deductibles, and copays on their behalf

Answer

Providing free prescription drugs

Answer

Offering dental and vision coverage

Answer

Automatically enrolling them in Medicaid

Question 3

The Extra Help program (Low Income Subsidy) assists Medicare beneficiaries with:

Accepted Answer

Part D prescription drug costs, including premiums, deductibles, and copays

Answer

Part A hospital deductibles

Answer

Medicare Advantage plan premiums

Answer

Home health aide costs

Question 4

What does the Medicare Annual Wellness Visit (AWV) include?

Accepted Answer

A personalized prevention plan and health risk assessment, with no physical exam required

Answer

A complete physical examination with lab work

Answer

Prescription refills and specialist referrals

Answer

A dental and vision screening

Question 5

Which of the following is NOT a countable asset for Medicaid long-term care eligibility purposes?

Accepted Answer

The primary residence (if spouse or dependent resides there)

Answer

Bank savings accounts

Answer

Stocks and bonds

Answer

Non-exempt annuities

Question 6

A CSA advising a client on Medicare enrollment should know that the standard enrollment window for Part B is:

Accepted Answer

A 7-month Initial Enrollment Period around the beneficiary's 65th birthday

Answer

Anytime throughout the year without penalty

Answer

Only during the annual Open Enrollment Period (Oct 15–Dec 7)

Answer

Only when leaving employer coverage