Risk Management Procedures Flashcards

Which legal doctrine holds an employer responsible for the negligent actions of employees acting within the scope of their employment?

Answer: Respondeat superior

Respondeat superior ("let the master answer") holds employers vicariously liable for their employees' negligent acts committed during the course of employment.

What is the difference between contributory and comparative negligence?

Answer: Contributory bars recovery if plaintiff is at all at fault; comparative reduces recovery proportionally

Contributory negligence bars all recovery if the plaintiff bears any fault. Comparative negligence reduces recovery proportionally to the plaintiff's share of fault.

Which type of insurance protects a recreation agency against claims arising from their general operations?

Answer: General liability insurance

General liability insurance covers claims for bodily injury and property damage arising from the agency's operations, premises, and activities.

What is the primary purpose of safety training for recreation staff?

Answer: To ensure staff can recognize and respond appropriately to hazards and emergencies

Safety training equips staff with the knowledge and skills to identify hazards, prevent accidents, and respond effectively when incidents occur.

Which risk management concept prioritizes addressing risks based on their likelihood and severity?

Answer: Risk prioritization matrix

A risk prioritization matrix plots risks by probability of occurrence and severity of consequence to help managers focus resources on the most significant risks.

What is the purpose of conducting regular safety inspections of recreation facilities?

Answer: To identify hazards before they cause injury and demonstrate reasonable care

Regular safety inspections identify potential hazards so they can be corrected before causing injury, and create documentation demonstrating that the agency exercised reasonable care.