Background and Reference Investigations Flashcards
7 cards from real CODESP practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 7 Background and Reference Investigations flashcards as text
Under the Fair Credit Reporting Act (FCRA), how far back can a consumer reporting agency report bankruptcies?
Answer: 10 years
Under FCRA, bankruptcies may be reported for up to 10 years from the date of filing.
Which of the following best describes a 'release of information' form used in background investigations?
Answer: A signed authorization allowing employers to obtain personal information from third parties
A release of information form is a signed authorization from the candidate allowing the employer to obtain records and references from third parties.
When verifying a candidate's prior employment, what is the most appropriate action if a previous employer only confirms dates of employment and job title?
Answer: Accept the information provided and document it accurately
Many employers have policies limiting what they disclose; the investigator should document the verified information and note any limitations encountered.
Which federal law prohibits employers from using background check information to discriminate based on national origin?
Answer: Title VII of the Civil Rights Act of 1964
Title VII of the Civil Rights Act of 1964 prohibits employment discrimination based on national origin, race, color, religion, and sex.
In the context of reference checks, a structured reference interview is preferred because it:
Answer: Provides consistent, job-related questions asked of all references
Structured reference interviews ensure consistency and job-relatedness, reducing bias and supporting defensible hiring decisions.
What does the term 'adverse action' mean in the context of FCRA and background investigations?
Answer: Any action taken against a candidate that negatively affects their employment opportunity based on a consumer report
Adverse action under FCRA refers to denying employment or taking other negative action based on information in a consumer report, requiring specific notification procedures.
Which of the following is an example of a red flag that might warrant additional scrutiny during a background investigation?
Answer: Unexplained gaps in employment history that the candidate cannot account for
Unexplained employment gaps may indicate undisclosed terminations, incarceration, or other relevant circumstances warranting follow-up.