CBP Study Guide 2026
Everything you need to pass the CBP exam in one place: the exam format, every topic to study, real practice questions with explanations, flashcards, and full-length practice tests. Free, no sign-up needed.
📋 CBP Exam Format at a Glance
📚 CBP Topics to Study (69)
✍️ Sample CBP Questions & Answers
1. Which regulation implements the Equal Credit Opportunity Act (ECOA) and prohibits discrimination in credit transactions?
Regulation B implements ECOA and prohibits lenders from discriminating against applicants based on protected characteristics.
2. When a bank 'charges off' a loan, it means the bank:
A charge-off is an accounting action where the bank writes the uncollectible loan off its books as a loss, though collection efforts may continue.
3. What is 'transfer pricing' in the context of international banking?
Transfer pricing refers to the internal rates that different entities within the same banking group charge each other for funds or services, subject to arm's-length standards.
4. Which market serves as a primary venue for banks to issue and trade short-term debt instruments with maturities of one year or less?
The money market is the financial market for short-term debt instruments (maturities of one year or less), including Treasury bills, commercial paper, and certificates of deposit.
5. Which agreement framework governs most bilateral over-the-counter (OTC) derivatives transactions between banks internationally?
The ISDA Master Agreement, published by the International Swaps and Derivatives Association, is the standard legal framework for OTC derivatives, including close-out netting provisions.
6. Which ratio measures a bank's ability to cover short-term liquidity needs using high-quality liquid assets?
The LCR requires banks to hold enough high-quality liquid assets to survive a 30-day stress scenario under Basel III.