CAA Study Guide 2026

Everything you need to pass the CAA exam in one place: the exam format, every topic to study, real practice questions with explanations, flashcards, and full-length practice tests. Free, no sign-up needed.

📋 CAA Exam Format at a Glance

100
Questions
180 min
Time Limit
70.00%
Passing Score

📚 CAA Topics to Study (61)

✍️ Sample CAA Questions & Answers

1. Which of the following vehicle construction types integrates the body and frame into a single, unified structure, offering benefits like lighter weight and improved handling?
✓ Unibody

Unibody construction is a design where the vehicle's body and frame are manufactured as a single piece. This method provides a rigid, lightweight structure that improves fuel efficiency, handling, and safety by incorporating crumple zones. It is the most common construction method for modern passenger cars and crossover SUVs.

2. Which engine component converts the reciprocating motion of the pistons into rotational motion?
✓ Crankshaft

The crankshaft turns the up-and-down movement of the pistons, delivered through connecting rods, into rotation.

3. What is the key difference between an Appraisal Report and a Restricted Appraisal Report under USPAP?
✓ A Restricted report is intended only for the client and other named users, with less detail summarized

A Restricted Appraisal Report is for use where intended users are limited to the client and named users and may state information more concisely.

4. An owner owes $24,000 on a loan, but the totaled vehicle's ACV is $19,000. Which coverage pays the $5,000 difference?
✓ Gap insurance

Gap coverage pays the difference between ACV and the loan or lease balance.

5. Heavy manufacturer cash incentives on new vehicles tend to affect late-model used values of the same model by:
✓ Lowering them because the gap to a new vehicle narrows

When new prices drop via incentives, nearly-new used vehicles must be priced lower to compete.

6. Under a total loss formula (TLF), a vehicle is totaled when:
✓ Repair cost plus salvage value equals or exceeds ACV

The TLF compares repair cost plus salvage value against the pre-loss actual cash value.

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Your CAA Study Path
1. Learn with Flashcards → 2. Drill Practice Tests → 3. Take the Full Exam Simulation
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