CA Real Estate Fair Housing Laws

Question 1

Which federal law is the primary law prohibiting discrimination in the sale, rental, and financing of housing?

Accepted Answer

Fair Housing Act of 1968

Answer

Civil Rights Act of 1866

Answer

Americans with Disabilities Act of 1990

Answer

Equal Credit Opportunity Act of 1974

Question 2

How many protected classes are established under the federal Fair Housing Act?

Accepted Answer

7

Answer

5

Answer

6

Answer

9

Question 3

A real estate agent who discourages buyers from purchasing in certain neighborhoods based on the racial composition of those neighborhoods is guilty of:

Accepted Answer

Steering

Answer

Redlining

Answer

Blockbusting

Answer

Commingling

Question 4

The practice of inducing homeowners to sell by suggesting that members of a protected class are moving into the neighborhood is called:

Accepted Answer

Blockbusting

Answer

Steering

Answer

Redlining

Answer

Puffing

Question 5

Which of the following is NOT a protected class under the federal Fair Housing Act?

Accepted Answer

Sexual orientation

Answer

Familial status

Answer

Disability

Answer

National origin

Question 6

A lender who refuses to make mortgage loans in certain neighborhoods based on the racial or ethnic composition of those areas is engaging in:

Accepted Answer

Redlining

Answer

Steering

Answer

Blockbusting

Answer

Panic selling

Question 7

How long does a person have to file a complaint with HUD after a fair housing violation?

Accepted Answer

1 year

Answer

60 days

Answer

90 days

Answer

2 years