Wisconsin Real Estate License Fair Housing and Ethics 2 — Questions and Answers
Question 1: Under the federal Fair Housing Act, which of the following is NOT a protected class?
- Religion
- National origin
- Marital status (Correct answer)
- Familial status
Correct answer: Marital status
Marital status is not protected under the federal Fair Housing Act, though it is protected under Wisconsin's Open Housing Law.
Question 2: A landlord tells a family with children they may only rent units on the ground floor 'for safety.' This is an example of what?
- Legal safety policy
- Steering based on familial status (Correct answer)
- Reasonable accommodation
- Permitted occupancy limit
Correct answer: Steering based on familial status
Restricting families with children to certain units is illegal steering based on familial status.
Question 3: Which federal law is enforced primarily by HUD?
- Sherman Antitrust Act
- Fair Housing Act (Correct answer)
- RESPA
- Truth in Lending Act
Correct answer: Fair Housing Act
HUD is the primary federal agency enforcing the Fair Housing Act.
Question 4: A buyer asks their agent about the racial makeup of a neighborhood. The agent should:
- Provide detailed demographic statistics
- Refuse and refer the buyer to public census data (Correct answer)
- Estimate based on personal knowledge
- Describe which groups predominate
Correct answer: Refuse and refer the buyer to public census data
Agents must not steer and should direct clients to objective public sources rather than discuss racial composition.
Question 5: Which Wisconsin protected class is NOT covered by the federal Fair Housing Act?
- Disability
- Color
- Lawful source of income (Correct answer)
- Sex
Correct answer: Lawful source of income
Wisconsin's Open Housing Law protects lawful source of income, which federal law does not.
Question 6: A tenant with a disability requests a ramp be installed at their own expense. The landlord must:
- Pay for the ramp
- Deny the request
- Allow the reasonable modification (Correct answer)
- Require the tenant to move
Correct answer: Allow the reasonable modification
Landlords must permit reasonable modifications made at the tenant's expense.
Question 7: Blockbusting involves:
- Refusing loans in certain areas
- Inducing panic selling by suggesting a protected group is moving in (Correct answer)
- Setting occupancy limits
- Advertising only in one language
Correct answer: Inducing panic selling by suggesting a protected group is moving in
Blockbusting is illegally prompting owners to sell by claiming a protected group is entering the neighborhood.
Wisconsin Real Estate License Fair Housing and Ethics 2
Under the federal Fair Housing Act, which of the following is NOT a protected class?