NEDP Community Resources 2 — Questions and Answers
Question 1: Which program provides free or low-cost health coverage specifically for children in families that earn too much to qualify for Medicaid?
- Medicare Part D
- CHIP (Children's Health Insurance Program) (Correct answer)
- SNAP (Supplemental Nutrition Assistance Program)
- SSI (Supplemental Security Income)
Correct answer: CHIP (Children's Health Insurance Program)
CHIP provides free or low-cost health coverage to children in families with incomes too high to qualify for Medicaid but who cannot afford private insurance.
Question 2: A person recently laid off from their job should FIRST contact which agency to apply for financial assistance while job searching?
- The Social Security Administration
- The state unemployment insurance office (Correct answer)
- The local housing authority
- The Department of Veterans Affairs
Correct answer: The state unemployment insurance office
Unemployment insurance is managed by state unemployment offices and provides temporary financial assistance to workers who have lost their jobs through no fault of their own.
Question 3: WIC (Women, Infants, and Children) is designed to serve which population?
- All low-income women over the age of 18
- Low-income pregnant women, new mothers, infants, and children up to age 5 (Correct answer)
- Children aged 5 through 18 who are below the poverty line
- Elderly women living in assisted care facilities
Correct answer: Low-income pregnant women, new mothers, infants, and children up to age 5
WIC provides food, nutrition education, breastfeeding support, and healthcare referrals to low-income pregnant women, postpartum women, and children up to age 5.
Question 4: Which resource would BEST help an adult who cannot read well enough to fill out a job application?
- A vocational rehabilitation center
- An adult literacy or basic education program (Correct answer)
- An unemployment insurance office
- A chamber of commerce office
Correct answer: An adult literacy or basic education program
Adult literacy programs and Adult Basic Education (ABE) programs offer free or low-cost instruction to help adults improve their reading, writing, and math skills.
Question 5: A senior citizen on a fixed income needs help with prescription drug costs. Which program MOST directly addresses this need?
- SNAP
- Medicaid's Low Income Subsidy (Extra Help) for Medicare Part D (Correct answer)
- LIHEAP
- CHIP
Correct answer: Medicaid's Low Income Subsidy (Extra Help) for Medicare Part D
The Medicare Part D Low Income Subsidy, also called 'Extra Help,' assists seniors and people with disabilities who have limited income and resources in paying for prescription drug costs.
Question 6: What is the purpose of a housing authority in a local community?
- To sell homes at market rate to middle-income buyers
- To manage public housing and administer rental assistance programs like Section 8 (Correct answer)
- To enforce local zoning and building codes
- To provide mortgages to first-time homebuyers
Correct answer: To manage public housing and administer rental assistance programs like Section 8
Local housing authorities manage public housing developments and administer federal rental assistance programs, such as the Housing Choice Voucher (Section 8) program, for low-income residents.
Question 7: An immigrant seeking help navigating legal residency paperwork should MOST likely contact:
- The local fire department
- A nonprofit legal aid or immigrant services organization (Correct answer)
- The Department of Labor employment office
- The local school district office
Correct answer: A nonprofit legal aid or immigrant services organization
Nonprofit legal aid societies and immigrant services organizations provide free or low-cost legal assistance to immigrants navigating the U.S. immigration system.
NEDP Community Resources 2
Which program provides free or low-cost health coverage specifically for children in families that earn too much to qualify for Medicaid?