Motor Vehicle Commission MVC Knowledge 2 — Questions and Answers
Question 1: In New Jersey, what is the minimum liability insurance coverage a standard auto policy must provide for property damage?
- $5,000 (Correct answer)
- $10,000
- $25,000
- $50,000
Correct answer: $5,000
A standard NJ auto policy requires at least $5,000 in property damage liability coverage.
Question 2: How long does a newly licensed driver under the Graduated Driver License program typically hold a probationary license before receiving a basic license?
- 3 months
- 6 months
- 1 year (Correct answer)
- 2 years
Correct answer: 1 year
A probationary license must be held for at least one year before applying for a basic license.
Question 3: What color are the decals a GDL permit or probationary driver must display on their license plates in New Jersey?
- Red (Correct answer)
- Yellow
- Green
- Blue
Correct answer: Red
GDL drivers must display red reflective decals on the front and rear plates.
Question 4: When registering a vehicle at the MVC, which document proves you own the vehicle?
- Insurance card
- Vehicle title (Correct answer)
- Driver's license
- Inspection sticker
Correct answer: Vehicle title
The vehicle title is the legal document proving ownership.
Question 5: What is the maximum blood alcohol concentration for a driver under 21 before facing 'zero tolerance' penalties in New Jersey?
- 0.00%
- 0.01% (Correct answer)
- 0.05%
- 0.08%
Correct answer: 0.01%
Drivers under 21 face penalties at a BAC of 0.01% or higher under zero tolerance.
Question 6: How many points on a New Jersey driving record trigger a surcharge from the MVC?
- 3 points
- 6 points (Correct answer)
- 9 points
- 12 points
Correct answer: 6 points
Accumulating six or more points within three years results in a surcharge.
Question 7: Which agency issues driver's licenses and vehicle registrations in New Jersey?
- Department of Motor Vehicles (DMV)
- Motor Vehicle Commission (MVC) (Correct answer)
- Bureau of Motor Vehicles (BMV)
- Registry of Motor Vehicles (RMV)
Correct answer: Motor Vehicle Commission (MVC)
In New Jersey the agency is the Motor Vehicle Commission (MVC).
Motor Vehicle Commission MVC Knowledge 2
In New Jersey, what is the minimum liability insurance coverage a standard auto policy must provide for property damage?