IL Notary Electronic & Remote Notarization 2 — Questions and Answers
Question 1: Which identity verification method used in Illinois RON asks the principal dynamic questions based on their personal history?
- Knowledge-based authentication (KBA) (Correct answer)
- Credential analysis
- Biometric fingerprint scan
- Notary attestation
Correct answer: Knowledge-based authentication (KBA)
Knowledge-based authentication uses dynamic questions derived from the principal's personal and financial history to verify identity remotely.
Question 2: Which Illinois office must approve a Remote Online Notarization technology platform before a notary may use it?
- Illinois Attorney General
- Illinois Secretary of State (Correct answer)
- Illinois Supreme Court
- Illinois Department of Financial and Professional Regulation
Correct answer: Illinois Secretary of State
RON platforms must be registered with the Illinois Secretary of State before an Illinois notary is authorized to use them.
Question 3: What security requirement must an Illinois electronic notary's seal satisfy when applied to a document?
- Display the notary's photograph
- Render the notarial certificate tamper-evident (Correct answer)
- Generate a unique barcode for each transaction
- Require dual-factor authentication to apply
Correct answer: Render the notarial certificate tamper-evident
The electronic seal must be attached to the document in a manner that makes any subsequent alteration detectable.
Question 4: What quality of audio-visual communication is legally required during an Illinois remote online notarization session?
- Recorded but not necessarily real-time
- Real-time, two-way audio and video (Correct answer)
- Audio-only to protect the principal's privacy
- One-way video with two-way audio
Correct answer: Real-time, two-way audio and video
Illinois law requires real-time, two-way audio and visual communication between the notary and principal throughout the RON session.
Question 5: If an Illinois notary cannot successfully verify a principal's identity during a RON session, the notary must:
- Proceed if the principal verbally confirms their identity
- Refuse to perform the notarial act (Correct answer)
- Complete the notarization with a written disclaimer
- Ask a witness to vouch via text message
Correct answer: Refuse to perform the notarial act
Successful identity verification is a mandatory prerequisite; if it cannot be achieved, the notary must decline to perform the act.
Question 6: In Illinois RON, credential analysis is the process of:
- Checking the principal's credit history
- Using technology to verify the authenticity of the principal's government-issued ID (Correct answer)
- Reviewing the principal's professional licenses
- Analyzing the principal's prior electronic signature history
Correct answer: Using technology to verify the authenticity of the principal's government-issued ID
Credential analysis uses technology to confirm that the principal's government-issued identification document is genuine and unaltered.
Question 7: Where must an Illinois notary be physically located when performing a remote online notarization?
- Any U.S. state that has enacted RON laws
- Illinois (Correct answer)
- The same state as the principal
- Any location with a secure internet connection
Correct answer: Illinois
Illinois law requires the notary to be physically present within Illinois at the time of performing the remote online notarization.
IL Notary Electronic & Remote Notarization 2
Which identity verification method used in Illinois RON asks the principal dynamic questions based on their personal history?