IL DMV IL DMV Insurance and Financial Responsibility 1 — Questions and Answers
Question 1: What is the minimum bodily injury liability coverage required per person in Illinois?
- $15,000
- $20,000
- $25,000 (Correct answer)
- $50,000
Correct answer: $25,000
Illinois law requires minimum bodily injury liability of $25,000 per person injured in an accident, part of the 25/50/20 minimum coverage.
Question 2: What is the minimum property damage liability insurance required in Illinois?
- $10,000
- $15,000
- $20,000 (Correct answer)
- $25,000
Correct answer: $20,000
Illinois requires a minimum of $20,000 in property damage liability coverage, the last number in the 25/50/20 formula.
Question 3: What is the minimum bodily injury liability coverage required per accident in Illinois?
- $25,000
- $40,000
- $50,000 (Correct answer)
- $100,000
Correct answer: $50,000
Illinois minimum coverage requires $50,000 per accident for bodily injury liability, covering all injured parties in one crash.
Question 4: What document must Illinois drivers carry in their vehicle to prove financial responsibility?
- Vehicle registration only
- Proof of insurance card (Correct answer)
- Driver's license only
- Vehicle title
Correct answer: Proof of insurance card
Illinois law requires drivers to carry a valid proof of insurance card in their vehicle at all times and present it upon request.
Question 5: What is an SR-22 form in Illinois?
- A vehicle inspection certificate
- A certificate of financial responsibility filed by your insurer (Correct answer)
- A form to renew your driver's license
- A vehicle registration renewal form
Correct answer: A certificate of financial responsibility filed by your insurer
An SR-22 is a certificate of financial responsibility that your insurance company files with the state to prove you carry the required minimum coverage.
Question 6: For how long must Illinois drivers typically maintain an SR-22 filing after a serious violation?
- 1 year
- 2 years
- 3 years (Correct answer)
- 5 years
Correct answer: 3 years
Illinois typically requires SR-22 filing to be maintained for 3 years following a serious traffic violation or license suspension.
Question 7: Illinois law requires uninsured motorist bodily injury coverage at what minimum level?
- $10,000/$20,000
- $20,000/$40,000
- $25,000/$50,000 (Correct answer)
- $50,000/$100,000
Correct answer: $25,000/$50,000
Illinois requires uninsured motorist bodily injury coverage at $25,000 per person and $50,000 per accident, matching the minimum liability limits.
IL DMV IL DMV Insurance and Financial Responsibility 1
What is the minimum bodily injury liability coverage required per person in Illinois?