IBPS Data Interpretation 4 ā Questions and Answers
Question 1: A table shows branch-wise NPAs: A=ā¹45L, B=ā¹30L, C=ā¹60L, D=ā¹25L, E=ā¹40L. If each branch's NPA reduces by 20%, what will be the total NPA?
- ā¹160 lakh (Correct answer)
- ā¹180 lakh
- ā¹140 lakh
- ā¹200 lakh
Correct answer: ā¹160 lakh
Total original NPA = 45+30+60+25+40 = 200L; After 20% reduction = 200Ć0.80 = ā¹160 lakh.
Question 2: A scatter plot shows assets (ā¹'000 crore) vs ROA (%): (10,1.8), (20,1.5), (30,1.2), (40,0.9). If assets are ā¹50,000 crore, what ROA does the linear trend suggest?
- 0.6% (Correct answer)
- 0.8%
- 0.5%
- 0.7%
Correct answer: 0.6%
ROA decreases by 0.3% for every 10-unit rise in assets; at 50 the trend gives 1.8ā(4Ć0.3) = 0.6%.
Question 3: A bank's loan book: Secured=70%, Unsecured=30% of ā¹6000 crore. If secured loans grow by 10% and unsecured by 5%, what is the new total loan book?
- ā¹6510 crore (Correct answer)
- ā¹6480 crore
- ā¹6600 crore
- ā¹6450 crore
Correct answer: ā¹6510 crore
Secured=4200Ć1.10=4620; Unsecured=1800Ć1.05=1890; Total=4620+1890=ā¹6510 crore.
Question 4: A histogram shows daily transaction volumes (thousands): 0-50=15 days, 50-100=8 days, 100-150=5 days, 150-200=2 days. What fraction of days had transaction volume below 100 thousand?
- 23/30 (Correct answer)
- 3/4
- 4/5
- 7/10
Correct answer: 23/30
Days below 100K = 15+8 = 23; Total days = 15+8+5+2 = 30; Fraction = 23/30.
Question 5: A table shows bank employee data: Officers=1200, Clerks=2400, Sub-staff=600. If the ratio of Officers to Clerks must be maintained and 300 more Clerks are hired, how many more Officers must be hired?
- 150 (Correct answer)
- 100
- 200
- 120
Correct answer: 150
Original ratio Officers:Clerks = 1200:2400 = 1:2; For 300 more Clerks, Officers needed = 300/2 = 150.
Question 6: A pie chart shows regional branch distribution: North=30%, South=25%, East=20%, West=15%, Central=10%. Total branches = 2400. How many more branches are in the North than in Central?
- 480 (Correct answer)
- 240
- 360
- 600
Correct answer: 480
North = 30%Ć2400 = 720; Central = 10%Ć2400 = 240; Difference = 720ā240 = 480.
Question 7: A bank's quarterly EPS (ā¹): Q1=12, Q2=15, Q3=18, Q4=21. If this arithmetic progression continues, what will be the EPS in Q2 of the following year (6th term)?
- ā¹27 (Correct answer)
- ā¹24
- ā¹30
- ā¹33
Correct answer: ā¹27
Common difference = 3; 6th term = 12 + (6ā1)Ć3 = 12+15 = ā¹27.
IBPS Data Interpretation 4
A table shows branch-wise NPAs: A=ā¹45L, B=ā¹30L, C=ā¹60L, D=ā¹25L, E=ā¹40L.
If each branch's NPA reduces by 20%, what will be the total NPA?