IBPS Data Interpretation 3 — Questions and Answers
Question 1: A table shows number of loan applicants: 2020=1200, 2021=1500, 2022=1350, 2023=1800. What is the average number of applicants per year?
- 1462.5 (Correct answer)
- 1500
- 1400
- 1412.5
Correct answer: 1462.5
Total = 1200+1500+1350+1800 = 5850; Average = 5850/4 = 1462.5.
Question 2: A pie chart shows a bank's income sources: Interest=55%, Fees=20%, Investment=15%, Others=10%. If Fees income is ₹240 crore, what is the total income?
- ₹1200 crore (Correct answer)
- ₹1000 crore
- ₹1100 crore
- ₹1300 crore
Correct answer: ₹1200 crore
20% = 240 crore, so total = 240/0.20 = ₹1200 crore.
Question 3: A double bar chart shows deposits and withdrawals (₹ crore) for Jan-Mar: Deposits: 500, 450, 600; Withdrawals: 380, 420, 490. In which month was the net deposit (deposits minus withdrawals) highest?
- January (Correct answer)
- February
- March
- All months equal
Correct answer: January
Jan net=120, Feb net=30, Mar net=110; January has the highest net deposit at ₹120 crore.
Question 4: A bank's CASA ratio data: 2021=42%, 2022=45%, 2023=48%. If total deposits in 2023 are ₹5000 crore, what are the CASA deposits?
- ₹2400 crore (Correct answer)
- ₹2100 crore
- ₹2250 crore
- ₹2500 crore
Correct answer: ₹2400 crore
CASA deposits = 48% of 5000 = 0.48 × 5000 = ₹2400 crore.
Question 5: A table shows interest income for 5 banks (₹ crore): P=320, Q=280, R=410, S=360, T=290. What is the difference between the mean and median interest income?
- ₹8 crore
- ₹12 crore (Correct answer)
- ₹4 crore
- ₹16 crore
Correct answer: ₹12 crore
Mean = (320+280+410+360+290)/5 = 1660/5 = 332; Sorted: 280,290,320,360,410; Median = 320; Difference = 332−320 = ₹12 crore.
Question 6: A line graph shows credit growth (%): 2019=12, 2020=8, 2021=6, 2022=14, 2023=11. What is the range of credit growth over these 5 years?
- 6%
- 8% (Correct answer)
- 9%
- 5%
Correct answer: 8%
Range = Maximum − Minimum = 14 − 6 = 8%.
Question 7: A bank has 3 product segments with profit margins: Retail=18%, Corporate=12%, SME=15%. If revenues are ₹500, ₹800, ₹300 crore respectively, what is the total profit?
- ₹231 crore (Correct answer)
- ₹225 crore
- ₹245 crore
- ₹210 crore
Correct answer: ₹231 crore
Retail=0.18×500=90; Corporate=0.12×800=96; SME=0.15×300=45; Total=90+96+45=₹231 crore.
IBPS Data Interpretation 3
A table shows number of loan applicants: 2020=1200, 2021=1500, 2022=1350, 2023=1800.
What is the average number of applicants per year?