IA Notary - Iowa Notary Performing Notarial Acts Questions and Answers — Questions and Answers
Question 1: A signer appears before an Iowa notary public with a document that has several blank spaces. The signer states they will fill in the details later. Which of the following is the correct action for the notary to take?
- Notarize the document but make a note in the journal that there were blank spaces.
- Refuse to notarize the document until all blank spaces are filled in or lined through and initialed by the signer. (Correct answer)
- Advise the signer on what information should be placed in the blank spaces before notarizing.
- Notarize the document as is, since the notary is not responsible for the content of the document.
Correct answer: Refuse to notarize the document until all blank spaces are filled in or lined through and initialed by the signer.
According to the Iowa Secretary of State, a notary must review a document for blanks before notarizing. If any blanks are intended to be left unfilled, the signer must line through the space or write 'not applicable'. A notary should refuse to proceed if the document contains blank spaces, as this could lead to fraudulent use of the document later.
Question 2: Which of the following is a required element on the official stamp for a notary public commissioned by the Iowa Secretary of State?
- The notary's business address
- The county where the notary resides
- The Great Seal of the State of Iowa
- The words 'Commission Number' followed by the number (Correct answer)
Correct answer: The words 'Commission Number' followed by the number
Iowa Code Chapter 9B and the Iowa Secretary of State specify the required elements for a notary's official stamp. These include the notary's name, the words 'Notarial Seal' and 'Iowa', the words 'Commission Number' followed by the commission number, and the words 'My Commission Expires' followed by the expiration date (or a blank line for it).
Question 3: An individual asks you to perform a copy certification of their birth certificate. As an Iowa notary, how should you proceed?
- Make a photocopy, certify it as a true copy, and affix your notarial seal.
- Refuse the notarization because notaries are prohibited from certifying copies of public records. (Correct answer)
- Administer an oath to the individual affirming the copy is true and then notarize their signature on a statement.
- Advise the individual to make a copy and sign a statement attesting to its truthfulness, which you can then notarize.
Correct answer: Refuse the notarization because notaries are prohibited from certifying copies of public records.
Iowa notary guidelines explicitly state that notaries must avoid certifying copies of documents that are public records, such as birth certificates, death certificates, or court records. The individual should be directed to the official government agency that holds the original record to obtain a certified copy.
Question 4: A person comes to you needing a document notarized. They present a valid, government-issued ID, but you have a reasonable belief that the signer is not aware of the significance of the transaction and may be acting under duress. According to Iowa notary law, what should you do?
- Proceed with the notarization as long as the ID is valid.
- Ask the person accompanying the signer to confirm the signer's willingness.
- Refuse to perform the notarial act. (Correct answer)
- Complete the notarization but add a note of your concern in the notarial certificate.
Correct answer: Refuse to perform the notarial act.
An Iowa notary public has the authority to refuse to perform a notarial act if they are not satisfied that the signer is competent, aware, and signing knowingly and voluntarily. If the notary suspects coercion or that the signer does not understand the document, the correct action is to refuse to notarize.
Question 5: What is the primary difference between performing an acknowledgment and a verification on oath or affirmation (jurat) in Iowa?
- An acknowledgment requires two credible witnesses, while a jurat requires only one.
- For an acknowledgment, the document must be signed in the notary's presence; for a jurat, it can be pre-signed.
- For a verification on oath or affirmation (jurat), the notary must administer an oath or affirmation to the signer regarding the truthfulness of the document's contents. (Correct answer)
- An acknowledgment is used for real estate documents, while a jurat is used for all other legal documents.
Correct answer: For a verification on oath or affirmation (jurat), the notary must administer an oath or affirmation to the signer regarding the truthfulness of the document's contents.
In an acknowledgment, the signer declares to the notary that they have willingly signed the document for the purposes stated. The document does not have to be signed in the notary's presence. In a verification on oath or affirmation (jurat), the signer must sign in the notary's presence and swear or affirm that the statements in the document are true. The notary administers the oath as part of this act.
Question 6: A properly executed notarization by an Iowa notary public on a signed document primarily serves to:
- Guarantee the absolute truthfulness of all statements within the document.
- Verify the identity of the signer and attest that the signature was willingly made. (Correct answer)
- Legalize the document, making its contents automatically valid and enforceable.
- Protect the signer's intellectual property rights to the content of the document.
Correct answer: Verify the identity of the signer and attest that the signature was willingly made.
The most common function of a notary public is to prevent fraud by serving as an impartial witness. A notarization verifies the identity of the person signing the document and their willingness to sign. It does not prove the truthfulness of the document's contents, nor does it legalize or validate the document itself.
IA Notary - Iowa Notary Performing Notarial Acts Questions and Answers
A signer appears before an Iowa notary public with a document that has several blank spaces.
The signer states they will fill in the details later.
Which of the following is the correct action for the notary to take?