FL Notary Remote Online Notarization (RON) 2 — Questions and Answers
Question 1: Which type of document CANNOT be notarized using Florida's Remote Online Notarization?
- Loan documents
- Wills (testamentary wills) (Correct answer)
- Powers of attorney
- Affidavits
Correct answer: Wills (testamentary wills)
Florida's RON statute excludes testamentary wills from remote online notarization due to the heightened formality requirements for wills under Florida probate law.
Question 2: In a Florida RON session, what happens if the audio-visual connection is interrupted during the notarial act?
- The notary may complete the act and note the interruption
- The session must be terminated and restarted from the beginning (Correct answer)
- The signer may sign and the notary can complete the certificate later
- The notary may use telephone only for the remainder
Correct answer: The session must be terminated and restarted from the beginning
If the required real-time audio-visual connection fails during a RON session, the notary must terminate the session; the act cannot be completed without continuous AV communication.
Question 3: Which of the following must a Florida RON technology platform be able to do?
- Store documents permanently on behalf of the state
- Create a tamper-evident electronic document after notarization (Correct answer)
- Translate documents into Spanish automatically
- Submit notarial acts to a state registry in real time
Correct answer: Create a tamper-evident electronic document after notarization
Florida-approved RON platforms must apply a tamper-evident seal to documents after notarization to ensure the document cannot be altered without detection.
Question 4: Under Florida's RON law, who is responsible for ensuring the RON technology platform is approved?
- The document's recipient or lender
- The notary who uses the platform (Correct answer)
- The Florida Bar Association
- The signer who initiates the session
Correct answer: The notary who uses the platform
The notary is responsible for ensuring they use a technology platform that meets the Florida Department of State's RON requirements.
Question 5: Knowledge-Based Authentication (KBA) used in Florida RON typically involves which of the following?
- The signer answering questions about their personal history drawn from public and financial records (Correct answer)
- The notary calling the signer's references to verify identity
- The signer submitting fingerprints to a federal database
- The notary reviewing the signer's social media accounts
Correct answer: The signer answering questions about their personal history drawn from public and financial records
KBA involves the signer answering dynamic quiz questions derived from public records (e.g., prior addresses, loan history) that only the true identity holder would likely answer correctly.
Question 6: What is 'credential analysis' in the context of Florida's RON identity verification?
- Reviewing the signer's professional credentials and licenses
- Technology that analyzes the physical and digital features of an ID document to confirm its authenticity (Correct answer)
- A background check performed by law enforcement
- The notary manually inspecting a scanned copy of the ID
Correct answer: Technology that analyzes the physical and digital features of an ID document to confirm its authenticity
Credential analysis uses automated technology to examine security features of an ID document presented via camera to confirm it is genuine and matches the signer.
FL Notary Remote Online Notarization (RON) 2
Which type of document CANNOT be notarized using Florida's Remote Online Notarization?