Emergency Management Emergency Management Hazard Mitigation and Risk Assessment Questions and Answers 2 — Questions and Answers
Question 1: Which FEMA program provides funding to states and communities for long-term hazard mitigation measures after a presidential disaster declaration?
- Hazard Mitigation Grant Program (HMGP) (Correct answer)
- Public Assistance Program
- Community Development Block Grant
- Individual Assistance Program
Correct answer: Hazard Mitigation Grant Program (HMGP)
The HMGP is authorized under Section 404 of the Stafford Act and provides funding for post-disaster mitigation projects to reduce future disaster losses.
Question 2: In a quantitative risk assessment, how is risk typically calculated?
- Probability × Consequence (Correct answer)
- Hazard + Vulnerability
- Exposure ÷ Capacity
- Frequency − Impact
Correct answer: Probability × Consequence
Quantitative risk assessment uses the formula Risk = Probability × Consequence to assign numerical values to potential losses.
Question 3: What is the primary purpose of a Benefit-Cost Analysis (BCA) in hazard mitigation planning?
- To determine if a mitigation project's benefits exceed its costs (Correct answer)
- To calculate insurance premiums for flood-prone areas
- To rank communities by disaster frequency
- To estimate post-disaster recovery timelines
Correct answer: To determine if a mitigation project's benefits exceed its costs
FEMA requires a BCA to ensure that the expected benefits of a mitigation project justify the costs before approving federal funding.
Question 4: Which type of mitigation action involves modifying building codes to reduce future disaster damage?
- Prevention (Correct answer)
- Property protection
- Structural projects
- Natural resource protection
Correct answer: Prevention
Prevention measures such as building codes, zoning ordinances, and development regulations reduce vulnerability by controlling how structures are built.
Question 5: What does the term 'repetitive loss property' refer to in FEMA's mitigation programs?
- A property that has received two or more NFIP flood insurance claims of $1,000+ in any 10-year period (Correct answer)
- A property located in a 100-year floodplain
- A property damaged by multiple hazard types
- A property with expired flood insurance coverage
Correct answer: A property that has received two or more NFIP flood insurance claims of $1,000+ in any 10-year period
FEMA defines a repetitive loss property as one with two or more NFIP claims of at least $1,000 each within any rolling 10-year period.
Question 6: During a community risk assessment, what does a capability assessment evaluate?
- The community's existing authorities, policies, programs, and resources to mitigate hazards (Correct answer)
- The structural integrity of critical infrastructure
- The population density in hazard-prone zones
- The historical frequency of natural disasters
Correct answer: The community's existing authorities, policies, programs, and resources to mitigate hazards
A capability assessment identifies what tools and resources a community already has available to implement mitigation strategies.
Emergency Management Emergency Management Hazard Mitigation and Risk Assessment Questions and Answers 2
Which FEMA program provides funding to states and communities for long-term hazard mitigation measures after a presidential disaster declaration?