DVSA Documents and Insurance 1 — Questions and Answers
Question 1: What is the minimum age for driving a car on UK roads?
- 16
- 17 (Correct answer)
- 18
- 21
Correct answer: 17
You must be at least 17 years old to drive a car on UK roads. You can drive a moped or light quad bike from age 16. The minimum age for a large goods vehicle (LGV) is 18 or 21 depending on the category.
Question 2: What is third-party motor insurance?
- Insurance that covers your vehicle for theft
- The minimum legal insurance that covers damage or injury you cause to other people and their property (Correct answer)
- Insurance that covers three named drivers
- Fully comprehensive insurance
Correct answer: The minimum legal insurance that covers damage or injury you cause to other people and their property
Third-party insurance is the minimum legal requirement in the UK. It covers damage or injury you cause to other people and their property, but does not cover damage to your own vehicle.
Question 3: What is the V5C document?
- Your driving licence
- The vehicle registration certificate showing the registered keeper's details (Correct answer)
- Your MOT certificate
- Your insurance certificate
Correct answer: The vehicle registration certificate showing the registered keeper's details
The V5C is the vehicle registration certificate (log book). It shows the registered keeper's details and the vehicle's details. It is not proof of ownership — the registered keeper is not necessarily the owner.
Question 4: What is SORN and when must you make one?
- A type of insurance
- A Statutory Off Road Notification — required when your vehicle is not taxed, insured, or being used on public roads (Correct answer)
- A type of driving licence
- A parking permit
Correct answer: A Statutory Off Road Notification — required when your vehicle is not taxed, insured, or being used on public roads
SORN (Statutory Off Road Notification) tells the DVLA your vehicle is kept off public roads and is not taxed or insured. You must make a SORN if your vehicle is not taxed and not on a public road.
Question 5: How many penalty points result in a driving ban through totting up?
- 6 points
- 9 points
- 12 points (Correct answer)
- 15 points
Correct answer: 12 points
If you accumulate 12 or more penalty points within three years, you face a minimum six-month driving ban under the totting-up procedure. The court may impose a longer ban.
Question 6: What is the penalty for using a handheld mobile phone while driving?
- A warning letter
- 3 penalty points and £100 fine
- 6 penalty points and a £200 fine (Correct answer)
- An immediate driving ban
Correct answer: 6 penalty points and a £200 fine
Using a handheld mobile phone while driving carries a penalty of 6 points on your licence and a £200 fine. For new drivers within their first two years, this would result in licence revocation.
DVSA Documents and Insurance 1
What is the minimum age for driving a car on UK roads?