CA Study Guide 2026
Everything you need to pass the CA exam in one place: the exam format, every topic to study, real practice questions with explanations, flashcards, and full-length practice tests. Free, no sign-up needed.
📋 CA Exam Format at a Glance
📚 CA Topics to Study (69)
✍️ Sample CA Questions & Answers
1. What is a 'consent to settle' clause and how does it affect the adjuster's negotiation authority?
A consent to settle clause prevents the insurer from settling a claim without the insured's agreement, which can complicate or delay negotiations.
2. A claims adjuster uses a mobile app to capture photos of vehicle damage that automatically sync to the claim file. This integration is an example of:
Real-time synchronization pushes field-captured photos instantly to the cloud-based claims file, eliminating manual upload steps and reducing processing delays.
3. A property with matching crown molding throughout is damaged in one room. The principle requiring the repaired area to match the whole is called:
The uniformity repair standard requires that repaired or replaced elements match the undamaged portions in quality, color, and design.
4. Under California law, the insured must be made whole before the insurer can exercise subrogation rights. This is known as the:
California's made whole doctrine requires that the insured fully recover all their losses before the insurer can collect any subrogation recovery from the third-party proceeds.
5. What is the adjuster's obligation when they identify a potential excess exposure during active negotiations?
When a case has potential to exceed policy limits, the adjuster must promptly notify the insured of the excess exposure so they can seek independent representation.
6. What is the purpose of a feasibility study in Certified Adjuster Designation project planning?
A feasibility study evaluates whether a project is technically, financially, and operationally viable before committing resources.