AFC AFC Business & Professional Development 1 — Questions and Answers
Question 1: What type of liability insurance is essential for an aerial fitness instructor working in the US?
- Health insurance only
- Professional liability and general liability insurance (Correct answer)
- Property insurance only
- Life insurance
Correct answer: Professional liability and general liability insurance
Aerial fitness instructors need both professional liability (errors and omissions) and general liability insurance to cover injury claims from students during classes.
Question 2: Which document should every aerial fitness student sign before their first class?
- A receipt of payment
- An informed consent and liability waiver (Correct answer)
- A fitness goal form only
- A medical prescription
Correct answer: An informed consent and liability waiver
An informed consent and liability waiver informs students of inherent risks in aerial fitness and is a critical legal protection for instructors and studios.
Question 3: What is the recommended student-to-instructor ratio for a beginner aerial fitness class?
- 20:1
- 10:1
- 5:1 or lower (Correct answer)
- 15:1
Correct answer: 5:1 or lower
A 5:1 or lower student-to-instructor ratio is recommended for beginner aerial classes to ensure adequate supervision and spotting for safety.
Question 4: What continuing education requirement is commonly associated with maintaining an AFC certification?
- No requirements after initial certification
- Completing CECs (continuing education credits) every renewal cycle (Correct answer)
- Retaking the full exam annually
- Publishing a research article
Correct answer: Completing CECs (continuing education credits) every renewal cycle
AFC certification holders are typically required to complete continuing education credits (CECs) during each renewal cycle to maintain their credential.
Question 5: What should be included in a professional aerial fitness instructor's emergency action plan (EAP)?
- Marketing strategies
- Evacuation routes, emergency contacts, nearest hospital, and first aid protocols (Correct answer)
- Equipment pricing
- Student payment records
Correct answer: Evacuation routes, emergency contacts, nearest hospital, and first aid protocols
An EAP for aerial fitness must include evacuation routes, emergency contacts, the nearest hospital, and step-by-step first aid protocols for likely injuries.
Question 6: Under what US legal structure can an aerial fitness instructor best separate personal assets from business liabilities?
- Sole proprietorship
- LLC (Limited Liability Company) (Correct answer)
- General partnership
- Independent contractor status only
Correct answer: LLC (Limited Liability Company)
An LLC (Limited Liability Company) creates a legal separation between personal and business assets, protecting an instructor's personal finances from business lawsuits.
AFC AFC Business & Professional Development 1
What type of liability insurance is essential for an aerial fitness instructor working in the US?